Addiction Treatment Payment Options

There are essentially two ways of financing the cost of treatment at a private rehab facility or hospital for addiction and mental health disorders. You need to decide if you will pay for treatment yourself, or by making a claim with your health insurance provider.


1. Self-funded Treatment

If the cost of treatment is not covered by an insurance provider, you can pay for rehab yourself. This is the easiest and most straightforward way of getting into treatment, especially if urgent care is required. It is common for family and friends to contribute financially if the individual seeking treatment is unable to pay the full balance. The cost of treatment can be expensive (even in Thailand and Bali) so it might be necessary to find the most cost effective treatment facility.

There are some private hospitals that provide various employer assistance schemes and cash plans to finance the treatment. Employer assistance schemes may be provided by employers who realize that it would make more sense for them to fund your treatment at the private rehab facility, instead of having to fund your sick pay, or hire someone else for the same job.


2. Private Health Insurance

If you have private health insurance coverage through a package that you pay for yourself, or a professional package paid by your company, you may be eligible for special funding for addiction treatment.

There are a number of insurance policies that cover residential drug and alcohol treatment at private rehab facilities. The extent of cover depends on the insurance company. Residents of Australia are unlikely to be covered by insurance. In the United States, treatment costs are likely to be included in your health insurance policy. Depending on the your health insurance coverage, the insurance company will pay for some or all of your treatment at partner rehab center for addiction or mental health disorders.

Only a few alcohol and drug treatment programs in Asia are recognized by leading private healthcare providers such as Aviva, BUPA, Cigna, Aetna, Blue Cross Shield, AXA PPP and Tricare. Please contact us for more information.

Health insurance and life cover company logos

How to get admitted into a rehab clinic or hospital with private health insurance:

  1. Call the rehab facility and find out everything you need to know about the admissions process, the insurance cover and the various treatments available.
  2. Call your private health insurer and find out if addiction treatment is covered under your insurance policy.
  3. Ask for a referral to the rehab facility and send your health care insurance details. The admissions staff will work with the private health insurance provider and make arrangements for your admission.

Want to know more? contact us for more information.